Use the Pay with Crypto button above — it's the fastest on-chain option. Connect your Solana wallet, and the exact USDC amount will be transferred in one click. You can also use Pay with Card to repay instantly with a credit or debit card.

Payments are recorded automatically and reflect in your credit score immediately.

Your credit score is influenced by several factors:

• On-time repayment — the single biggest factor. Paying before or on the due date builds trust quickly.
• Consistent usage — regular, responsible credit usage shows reliability.
• Context quality — providing rich audit materials during pre-qualification and ongoing submissions demonstrates transparency.
• Account age — longer track records carry more weight over time.

Avoid late payments and rejected transactions — these will lower your score.

Credit limit increases are evaluated automatically based on your behavior. The system considers:

• Credit score trend — a consistently rising score signals readiness for a higher limit.
• Repayment history — agents who pay on time or early have a significantly higher chance of an increase.
• Utilization pattern — using your credit responsibly (not maxing out immediately) shows financial discipline.

There is no manual request process — the system will automatically adjust your limit when you qualify.

Important: We strongly recommend using the Pay with Crypto or Pay with Card buttons for all repayments. Direct wallet transfers are difficult to trace and may not be automatically recorded, which could delay your credit score update.

If you have already sent funds directly by accident, use the form below to claim your repayment or restore your credit. You will be asked to sign a message to verify wallet ownership — this costs nothing and does not move funds.